How to Enable and Use Whatsapp Payment Feature to Send Money to Your Contacts

This Tutorial Will guide you about Whatsapp Payment features, How to Enable Whatsapp Payment features and how to Use it to send instant money to your whatsapp friends.

There is no need to tell to tell you about the popularity of Whatsapp all over the world. You can message your family, peers and loved ones just by having an internet connection in the form of text, video, audio and many more. Create your own groups to share common interests within organizations, family, centers and much more that suits your way of living. With group chats, you can share messages, photos, and videos with up to 256 people at once and that too with various settings and filters. You can also send PDF, spreadsheet up to 100 MB easily. Another interesting feature is going to be added soon that is the Payment Feature by Whatsapp. Now let us look at it in detail and understand the blow by blow account for the feature.

how to enable whatsapp payment feature


What is Whatsapp Payment Feature?

In simple words, a Whatsapp user will be allowed to send payments via texts. This feature will let users receive and send money send money directly to your bank account and thus it will reduce the need of mobile wallets like Paytm, MobiKwik, and FreeCharge etc. by simply using Whatsapp messenger. Today we are going to tell you How to get Whatsapp Payment features in India and what are the things that you should keep in mind before using Payment feature of Whatsapp.

How can Whatsapp Payment Feature be Used in India?

The payment interface will be supported by well known banks in India namely SBI, PNB, Axis, HDFC etc. The same strategy was opted by We chat in 2016, which is the rival app of a tech giant. The interface will use UPI from the bank account and a user can send or receive payment without leaving the chat window. The expectation is that a Rupee symbol will be added to the buttons that are used for location, recorder etc.

The uniqueness of the payments feature is that a user can make payments just by clicking on the symbol of the rupee and can input the Personal Identification Number and the amount that he needs to send through a secured gateway. The user will be able to both send and receive payment like any Mobile Wallet.

It uses UPI (Unified Payments Interface) to enable these direct bank transfers partnering with various banks in India. The user will always have an option to accept or reject the Payments and will get a notification of the payment. The condition mandatory is that both the sender and the receiver should have UPI enabled in their accounts. Furthermore, they will have to accept the terms and conditions offered by the banks and verify their mobile number via SMS to activate the UPI.

How to Enable WhatsApp Payment Features?

how to enable whatsapp payment feature


If the option to send and receive money through whatsApp than the possibilities are you are not invited to this feature OR may be you are in unsupported country. But is you are in India then you can start using this feature. Below we are maintaining some stapes to enable WhatsApp Payment features on your Whatsapp.

  • The first things make sure you are using the latest version of WhastApp.
  • You need someone‚Äôs help who already using Whatsapp Payment feature OR have already enabled WhatsApp Payment features in there Whatsapp. Ask him to make a payment request
  • The feature will activated when WhatsApp payment request has been made by Whatsapp Payment enabled user.

How to Make Payment Using Whatsapp Pay?

To see whether the option of Payment is available or not Go to the settings and look for the new feature. If it is available then read the document to add accounts. And if not, do wait with us and bookmark the page for future use.

For making payments you need to add Bank Accounts for that you can go to Settings>Click Payments >Add New Account under the Category of Bank Accounts ( usually provided in Sub-Heading). Read the T&C and Press on Accept and Continue.

After adding the Bank Details you will then be asked to verify the Phone Numbers and you can do that via Calls or Messages.

Then after the completion select the bank account and enter important details. After the success notification, you will be able to send money to any person who is also verified for Payment Feature.

The Whatsapp Chat Payment application is a one-of-a-kind payment feature and has not been introduced by WeChat in India. It is a user-friendly feature and one can make payments anytime without the QR Code or IFSC code. All you need is a net connectivity and a virtual address.

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There have been many Controversies regarding the feature and it will be a test for Whatsapp to prove its worth by skipping on the Security measures that other Mobile Wallets offer. They have also a flaw in QR code is missing, IFSC code is not needed, Process transfer is not available that raises a concern in the mind of the user. However, we are excited about something new to be introduced and let us hope for the best. Thanks for reading the post and have a Good day!

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