Politic365

 
 


Headline

4:03pm March 24, 2012

The Health Care Bill Saved My Life

health_care_act

BY GREGORY BROOKINS HINTON, JR. 

As a 4th year college student with a pre-existing condition, the Affordable Care Act (ACA) has saved my life.  I am one of the 3.4 million young adults that would have been burdened with having no health insurance because of a school – to – work force transition that typically takes a few years to establish. Thanks to the ACA’s aim to make health care affordable and available for all Americans, denying coverage to anyone based on a pre-existing condition will be totally banned by 2014.

As of November 2011, the Act’s Pre-Existing Condition Insurance Plan has provided insurance to 45,000 Americans who have been locked out of the insurance marketplace because of a pre-existing condition. Before, many health plans and issuers dropped young adults over the age of 19 with pre – existing conditions from their parents’ policies. That left countless college students, recent college graduates and other young people with little recourse, and worse: no health insurance.  Historically, some 30 percent of young adults have been uninsured, a rate far higher than that of any other age group.  Now, it ensures that college students and young adults can stay on their parents’ employer-provided health care plans until age 26.

A few years without preventative care could be very dangerous, that is why one of the best qualities of the Affordable Care Act is that I can now receive preventative care coverage like colonoscopies, blood pressure checks and vaccinations practically for free.  This is possible because insurance companies are now required to provide preventive care coverage without co-pay or out-of-pocket costs.

Furthermore, the ACA strategically reduces health care costs to make it affordable for those who could not afford it in the past. Before health reform, insurance premiums were skyrocketing and the cost of caring for the uninsured added $1,000 to the typical policy. The Affordable Care Act promotes better value through preventive care, coordinated care, and reduced waste and abuse. Starting in 2014, new state-run marketplaces will increase competition among insurers.

The Affordable Care Act is a prime example that lets me know that President Obama has my back. He passed the ACA to restore health care as a basic cornerstone of middle-class security in America. What he has done is make health care more affordable for families and small businesses and brought much-needed transparency and accountability to the insurance industry. This has improved access to health care for all Americans, making it affordable for college students and seniors.

This Act has made affordable health care a right, not a privilege. In addition, this has helped 41 million African Americans prevent and treat the type of diseases and conditions that affect my community like heart disease, stroke, cancer, asthma, high blood pressure, and diabetes.  Most importantly, nearly a quarter of African Americans, including myself, will no longer be denied access to health insurance.  Thank you, President Obama for pushing for and signing the Affordable Care Act. Thank you for saving my life.

GREGORY BROOKINS HINTON, JR. is a 21 year old African American student from Grinnell, Iowa. He is a senior at Grinnell College and is studying Political Science and English.



About the Author

Guest Contributor
Guest Contributor
The ideas and opinions expressed in this article are solely those of the author, and have complete editorial independence from any Politic365 partners, sponsors, or advertisers. For additional information about Politic365, please visit http://politic365.com/about/.




 
 

 
unnamed

We Are Moving FORWARD!

This piece first appeared on Cognitive Relevance, and has been reposted with permission from the author. I laughed first when I read Ted Cruz’s comment on the SCOTUS decision Friday legalizing gay marriage in America. The...
by Guest Contributor
0

 
 
8136434824_ca36c0a075_k

SCOTUS saves Obamacare: subsidies to purchase health insurance will continue

On Thursday, in a 6-3 ruling the Supreme Court ruled that Americans who receive federal subsidies to purchase health insurance on exchanges will get to keep them. In writing for the majority, Chief Justice John Roberts said, &#...
by Adriana Maestas
2

 
 
labor-unions-minimum-wage

With Less Than 40% of Americans Earning a Living Wage, Are Unions Still Relevant?

This week, members of the U.S. Senate, including Senators Sherrod Brown (D-OH), Cory Booker (D-NJ), and Mark Warner (D-VA), called upon the Senate Rules Committee Chairman Roy Blount (R-MO) to ensure that contractors of the U.S...
by Kristal High
1

 

Advertisement
 
9421855074_95b4fd88df_k

Obamacare opponent Ted Cruz to sign up for care via health exchange

Texas Senator and GOP presidential contender, Ted Cruz, who has been one of the most vociferous critics of the Affordable Care Act (Obamacare), has said that he will seek health coverage on the Obamacare exchange. This comes af...
by Adriana Maestas
0

 
 
selma-50th-anniversary

We Commemorate Selma With Much Work to be Done

My father took me and my brothers with him to the polls when he voted for Barack Obama during his first campaign.  We were late to school, but he thought it was important for us to be there.  The second time around, I was a s...
by Brandon Patterson
0

 




4 Comments


  1. [...] The Health Care Bill Saved My LifePolitic365As a 4 th year college student with a pre-existing condition, the Affordable Care Act (ACA) has saved my life. I am one of the 3.4 million young adults that would have been burdened with having no health insurance because of a school – to – work force …NLIRH: The Affordable Care Act Improves Latina HealthHouston ChronicleThree's a Charm: Affordable Care Act Begins Third YearExaminer.comStill Paddling: Health Care Reform Two Years LaterHuffington PostCNBC.com -CNNall 3,789 news articles » [...]


  2. [...] healthy. So she and her business partner provide them with health insurance and pay half the …The Health Care Bill Saved My LifePolitic365NLIRH: The Affordable Care Act Improves Latina HealthHouston ChronicleThree's a Charm: [...]


  3. [...] such as this are becoming …Supreme Court and health care: The effect on 7 livesOregonLive.comThe Health Care Bill Saved My LifePolitic365Still Paddling: Health Care Reform Two Years LaterHuffington PostWDAM-TV -CNNall [...]


  4. [...] by Obamacare. It's not a government handout. She pays a monthly premium like any …The Health Care Bill Saved My LifePolitic365Is Obamacare on life support as it goes to Supreme Court?Examiner.comSupreme Court to [...]



Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>